Advice and Debt Management Plans with personalised support.
Rated ‘Exceptional’ On
Get back on track with 3 easy steps
1. Check if you Qualify
Complete our quick online form to see whether you qualify for one of our debt solutions.
2. Consultation
If you qualify for a debt solution, we will then discuss the options to fit your circumstances.
3. You Decide
Once you have been advised of your options, you decide what you want to do. Our service is free, confidential and no obligation.
A leading debt management company
At Debt Free Associates Limited, we have been helping people regain control of their finances since 2009.
Our mission is simple: to provide quality, clear, ethical, and jargon-free debt advice to individuals facing financial difficulties. We’re committed to offering suitable and affordable solutions to help you take control of your finances and work towards a debt-free future.
With over a decade of experience and thousands of satisfied customers, we’re perfectly placed to find the right solution for your unique circumstances.
Example of Unsecured Debt
| Loan | £12,240 |
| Credit Card | £2,375 |
| Payday Loan | £2,787 |
| Council | £598 |
| Total owed | £18,000 |
Customer repayments before & after an IVA
Before an IVA
£468
(TOTAL CONTRACTUAL REPAYMENTS)
With an IVA
£105
(TOTAL CONTRACTUAL REPAYMENTS)
Why choose Debt Free Associates Limited?
Trusted expertise
Established in 2009, we’ve been a trusted name in debt management for years.
FCA regulated
We are authorised and regulated by the Financial Conduct Authority, giving you peace of mind that you’re in safe hands.
Tailored solutions
We specialise in Debt Management Plans and provide information on a range of debt solutions to suit your needs.
Customer focused
Our team has helped thousands of customers with advice and solutions to manage their debts and achieve financial freedom.
Solutions
England, Wales & Northern Ireland
Debt Management Plan (DMP)
Individual Voluntary Arrangement (IVA)
Debt Relief Order (DRO)
Debt Consolidation
Bankruptcy
Scotland
Debt Management Plan (DMP)
Sequestration & Minimal Asset Process (MAP)
Protected Trust Deed
Debt Consolidation
Debt Arrangement Scheme (DAS)
Finding the right debt solution for you
At Debt Free Associates Limited, we understand that resolving problem debt can be complex, but our friendly advisers are here to guide you every step of the way.
We’ll take the time to review your income, expenses, and debts, providing tailored advice to help you find the most appropriate solution for your circumstances.
Debt advice isn’t a one-size-fits-all approach. That’s why we carefully explain all available options, including the benefits, risks, fees, and costs, ensuring you have all the information you need to make an informed decision.
Our initial advice is free. If a Debt Management Plan (DMP) is the right solution for you and we act on your behalf, fees will apply. However, if you choose a different solution or opt not to proceed with a DMP, no fees will be charged for the advice provided.
When a debt solution is agreed upon, we’ll guide you through the next steps. For customers entering a DMP, you’ll be assigned a dedicated account management team who will provide ongoing support and ensure you stay on track throughout your arrangement.
We’re here to help & regulated by the FCA.
What kind of debt are you worried about?
Credit cards
Payday loans
Store cards
Overdrafts
Personal loans
Debts to friends or family
Catalogues
Utility Arrears
Common reasons for seeking debt help
You’re not alone. Financial challenges happen to everyone. Many people reach out for debt help because of life events or unexpected circumstances
Overcommitment:
Trying to balance everything.
Relationships:
Costs of a breakup or divorce.
Bereavement:
Emotional and financial strain of loss.
Health:
Reduced income or increased costs due to illness.
Job loss:
Income changes after redundancy.
Retirement:
Reduced income later in life.
Rising costs:
Increasing prices of essentials.
Whatever your situation, we’re here to listen, understand, and support you.
Let us help you find a solution that works for you. Together, we can take the first step toward a brighter financial future.
Start your journey to financial freedom today
We’re proud of the impact we’ve made in helping individuals regain control over their finances.
If you’re struggling with debt, let us guide you to a brighter future.
